Choosing between Indexed Universal Life (IUL) insurance and annuities is a critical part of retirement planning. IUL policies offer life insurance coverage along with a cash value that grows based on market performance, providing tax advantages and financial flexibility. Annuities, however, prioritize generating a reliable income stream for retirees. Understanding their benefits, grow... https://www.federalpensionadvisors.com/post/iul-vs-annuity